Investment

In the past year, gold has captured headlines as one of the standout performers among global asset classes. After trading for much of the past decade below previous record highs, gold prices [...]

In managing in excess of S$1.7 billion worth of our clients’ assets, we know what works and what will not work when it comes to the reliability and sufficiency of investment returns. To share our [...]

As trusted advisers to affluent clients for 25 years this year, our wealth management philosophy of making ikigai decisions before money decisions is grounded in real-world experience managing [...]

In a short span of just six years, we have been reminded of how fragile global stability can be. It began with the Covid-19 pandemic in Wuhan in December 2019, which disrupted supply chains and [...]

Executive Summary The US military operation in Venezuela on 3 January 2026 is geopolitically dramatic but economically minor, given Venezuela’s very small role in the global economy. Venezuela [...]

Having gone through multiple market crises together with our clients since 2001, we know what works and what will not work when it comes to the reliability and sufficiency of investment returns. [...]

As the year-end approaches, leading financial institutions—including UBS, Morgan Stanley, S&P Global, Oxford Economics, and Shenwan Hongyuan Securities—have released their 2026 outlooks. [...]

In recent weeks, there has been a growing crescendo of “bubble talk” by financial market commentators as the S&P 500 continues to make new highs, driven by the spectacular growth of AI [...]

Being a trusted adviser to our affluent clients for over two decades, our wealth management philosophy—making life decisions before money decisions—is rooted in our experience of managing over [...]

My son has been saving part of his allowance ever since he started primary school. It was a habit my wife and I wanted to build early — to help him see that money isn’t just for spending. [...]

My wife and I, together with some friends, just came back from a two-week vacation in Hokkaido and had the opportunity to stay at the Higashiyama Niseko Village, a Ritz-Carlton Reserve. The [...]

Being a trusted adviser to our affluent clients for over two decades, our wealth management philosophy—making life decisions before money decisions—is rooted in our experience of managing over [...]

In the early hours of 1 October 2025 (local time), the US government officially shut down. This shutdown occurred primarily because the two major parties in Congress failed to reach an agreement [...]

In September this year, a Straits Times report highlighted that while sales of investment-linked policies (ILPs) grew by 72% from 2022 to 2024, complaints against them are also at an all-time [...]

Recently, I was interviewed by CNA on the topic of making your child a millionaire. The discussion focused heavily on the mechanics — the “how-to” of compounding and investing. But I left [...]

Being a trusted adviser to our affluent clients for over two decades, our wealth management philosophy—making life decisions before money decisions—is rooted in our experience of managing over [...]

Singapore has long positioned itself as a leading financial hub in Asia, balancing innovation with regulation. As digital assets move into the mainstream, one of the fastest-growing instruments [...]

It was 6am in the morning, when the director yelled, “…and CUT, it’s a wrap!” I breathed a sigh of relief. It had been a gruelling 24-hour shoot for a commercial. No amount of [...]

In the world of investing, volatility is a norm. Markets rise and fall, and even the most seasoned investors can find themselves gripped by fear in the face of sharp declines. Many investors say [...]

One of the primary concerns for investors when managing personal wealth is the safety of their assets—especially when those assets are held by a third party, such as a custodian. This concern [...]

Two months ago, due to the radical tariff policies proposed by President Trump, many experts predicted that the US economy was on the brink of a recession. This pessimism caused the US stock [...]

Having survived multiple market crises in our investment journey since 2001, we know what works and what won’t work. In this week’s Money Wisdom episode, co-host Isaac sits down with CEO [...]

Since February, markets have been extremely volatile due to escalating trade wars, particularly between the US and China, but also involving over 60 countries, including traditional allies like [...]

Getting retrenched can feel like being punched in the gut. For some, it comes as a surprise; for others, they see the writing on the wall and have to deal with gut-wrenching uncertainty until [...]

With President Trump announcing the reciprocal tariff on 2 April 2025, and the S&P 500 index dropping over 10% in two days while other markets are behaving similarly, it is very clear that [...]

I made my first stock market investment in June 2009 during the Global Financial Crisis. It was sheer luck that I entered the market not long after it had hit its lowest point in March that year. [...]

We are all familiar with gold, but what determines its price? Where does its investment return come from? What is the logic of investing in gold? Why does the price of gold soar sometimes and [...]

In managing over S$1 billion worth of our clients’ assets, there is continuous monitoring in place to ensure that the funds in our portfolios are behaving as we would expect them to, so our [...]

Launched on 9 January 2009 by Satoshi Nakamoto (no one really knows who he is or who they are; it is presumed to be the pseudonym for a person or a group of people), Bitcoin became the world’s [...]

“It’s not just words. Action expresses priorities.” – Mahatma Gandhi Most prospective clients do not come to Providend with all their money in cash. Instead, they usually come to us with a [...]