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			<pubDate><![CDATA[Fri, 30 Jan 2026 07:26:00 +0000]]></pubDate>
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			<pubDate><![CDATA[Fri, 30 Jan 2026 00:57:10 +0000]]></pubDate>
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			<title>The Return on Our Spending: How to Make Your Money Matter (S4E39)</title>
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			<pubDate><![CDATA[Wed, 21 Jan 2026 07:20:22 +0000]]></pubDate>
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			<guid><![CDATA[https://25feb.providend.com/why-legacy-planning-needs-wealth-adviser-lawyer/]]></guid>
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			<title>Why Legacy Planning Needs Both a Wealth Adviser and a Lawyer (S5E04)</title>
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			<title>Client Portal FAQs</title>
			<pubDate><![CDATA[Wed, 19 Nov 2025 01:56:12 +0000]]></pubDate>
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			<guid><![CDATA[https://25feb.providend.com/thriving-in-a-messy-world-philosophy-of-sufficiency/]]></guid>
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			<title>Thriving in a Messy World: Why the Philosophy of Sufficiency Matters More Than Ever</title>
			<pubDate><![CDATA[Fri, 30 Jan 2026 00:37:36 +0000]]></pubDate>
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			<guid><![CDATA[https://25feb.providend.com/beyond-the-trust-deed-a-team-based-approach-to-legacy-and-estate-planning/]]></guid>
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			<title>Beyond the Trust Deed: A Team-Based Approach to Legacy and Estate Planning</title>
			<pubDate><![CDATA[Wed, 19 Nov 2025 00:02:01 +0000]]></pubDate>
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			<guid><![CDATA[https://25feb.providend.com/christmas-reflections-3-money-wisdom-lessons-to-share-lhzb/]]></guid>
			<link><![CDATA[https://25feb.providend.com/christmas-reflections-3-money-wisdom-lessons-to-share-lhzb/]]></link>
			<title>圣诞小感怀：关于钱的三个生活智慧</title>
			<pubDate><![CDATA[Tue, 23 Dec 2025 03:21:10 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://25feb.providend.com/what-did-my-money-really-buy-this-year/]]></guid>
			<link><![CDATA[https://25feb.providend.com/what-did-my-money-really-buy-this-year/]]></link>
			<title>What Did My Money Really Buy This Year?</title>
			<pubDate><![CDATA[Tue, 23 Dec 2025 01:56:45 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://25feb.providend.com/ai-vs-human-advisers-retirement-career-transitions/]]></guid>
			<link><![CDATA[https://25feb.providend.com/ai-vs-human-advisers-retirement-career-transitions/]]></link>
			<title>AI vs Human Advisers: Who Do You Trust With Retirement and Career Transitions? (S5E01)</title>
			<pubDate><![CDATA[Mon, 23 Feb 2026 03:13:22 +0000]]></pubDate>
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			<guid><![CDATA[https://25feb.providend.com/the-real-difference-a-fee-only-wealth-advisory-firm-makes-serving-families-as-i-would-my-own/]]></guid>
			<link><![CDATA[https://25feb.providend.com/the-real-difference-a-fee-only-wealth-advisory-firm-makes-serving-families-as-i-would-my-own/]]></link>
			<title>The Real Difference a Fee-Only Wealth Advisory Firm Makes: Serving Families as I Would My Own</title>
			<pubDate><![CDATA[Wed, 03 Dec 2025 06:11:33 +0000]]></pubDate>
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			<guid><![CDATA[https://25feb.providend.com/careers/]]></guid>
			<link><![CDATA[https://25feb.providend.com/careers/]]></link>
			<title>Careers</title>
			<pubDate><![CDATA[Thu, 22 Jan 2026 00:18:39 +0000]]></pubDate>
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			<guid><![CDATA[https://25feb.providend.com/case-study-can-ai-replace-a-human-adviser-for-retirement-and-career-transitions/]]></guid>
			<link><![CDATA[https://25feb.providend.com/case-study-can-ai-replace-a-human-adviser-for-retirement-and-career-transitions/]]></link>
			<title>Case Study: Can AI Replace a Human Adviser for Retirement and Career Transitions?</title>
			<pubDate><![CDATA[Wed, 17 Dec 2025 04:45:48 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://25feb.providend.com/passing-the-baton-business-succession/]]></guid>
			<link><![CDATA[https://25feb.providend.com/passing-the-baton-business-succession/]]></link>
			<title>The Road Ahead: Passing the Baton to the Next Generation</title>
			<pubDate><![CDATA[Wed, 12 Nov 2025 01:17:26 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://25feb.providend.com/laying-the-groundwork-business-exit-planning/]]></guid>
			<link><![CDATA[https://25feb.providend.com/laying-the-groundwork-business-exit-planning/]]></link>
			<title>Laying the Groundwork: Guiding a $30 Million Business Succession Plan</title>
			<pubDate><![CDATA[Wed, 12 Nov 2025 01:17:04 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://25feb.providend.com/as-the-year-ends-its-never-too-late-to-start-again-heres-how/]]></guid>
			<link><![CDATA[https://25feb.providend.com/as-the-year-ends-its-never-too-late-to-start-again-heres-how/]]></link>
			<title>As the Year Ends: It’s Never Too Late to Start Again (Here’s How)</title>
			<pubDate><![CDATA[Tue, 09 Dec 2025 06:25:17 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://25feb.providend.com/turbulent-with-a-late-recovery-market-review-november-2025/]]></guid>
			<link><![CDATA[https://25feb.providend.com/turbulent-with-a-late-recovery-market-review-november-2025/]]></link>
			<title>Turbulent With a Late Recovery: Market Review November 2025</title>
			<pubDate><![CDATA[Tue, 09 Dec 2025 01:47:40 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://25feb.providend.com/providends-money-wisdom-podcast-season-4/]]></guid>
			<link><![CDATA[https://25feb.providend.com/providends-money-wisdom-podcast-season-4/]]></link>
			<title>Providend&#8217;s Money Wisdom Podcast Season 4</title>
			<pubDate><![CDATA[Tue, 02 Dec 2025 10:22:01 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://25feb.providend.com/what-freedom-means-in-ikigai-reflections-from-wakayama-and-lessons-for-clients/]]></guid>
			<link><![CDATA[https://25feb.providend.com/what-freedom-means-in-ikigai-reflections-from-wakayama-and-lessons-for-clients/]]></link>
			<title>What Freedom Means in Ikigai: Reflections from Wakayama and Lessons for Clients</title>
			<pubDate><![CDATA[Thu, 18 Dec 2025 01:41:50 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://25feb.providend.com/case-study-can-ai-really-replace-a-human-adviser-in-inheritance-planning/]]></guid>
			<link><![CDATA[https://25feb.providend.com/case-study-can-ai-really-replace-a-human-adviser-in-inheritance-planning/]]></link>
			<title>Case Study: Can AI Really Replace a Human Adviser in Inheritance Planning?</title>
			<pubDate><![CDATA[Sun, 30 Nov 2025 06:36:54 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://25feb.providend.com/the-providend-conversation-living-the-good-life-with-matthew-elton/]]></guid>
			<link><![CDATA[https://25feb.providend.com/the-providend-conversation-living-the-good-life-with-matthew-elton/]]></link>
			<title>The Providend Conversation: Living the Good Life with Matthew Elton</title>
			<pubDate><![CDATA[Mon, 24 Nov 2025 06:36:52 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://25feb.providend.com/the-providend-conversation-living-the-good-life-with-philip-ng/]]></guid>
			<link><![CDATA[https://25feb.providend.com/the-providend-conversation-living-the-good-life-with-philip-ng/]]></link>
			<title>The Providend Conversation: Living the Good Life with Philip Ng</title>
			<pubDate><![CDATA[Mon, 24 Nov 2025 06:33:25 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://25feb.providend.com/8-steps-highest-probability-success-money-life/]]></guid>
			<link><![CDATA[https://25feb.providend.com/8-steps-highest-probability-success-money-life/]]></link>
			<title>8 Steps to Achieve the Highest Probability of Success in Money and Life</title>
			<pubDate><![CDATA[Mon, 24 Nov 2025 02:11:49 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://25feb.providend.com/8-steps-to-achieve-success-in-money-and-life-lhzb/]]></guid>
			<link><![CDATA[https://25feb.providend.com/8-steps-to-achieve-success-in-money-and-life-lhzb/]]></link>
			<title>提高财富与人生双赢概率的八大步骤</title>
			<pubDate><![CDATA[Mon, 24 Nov 2025 02:10:49 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://25feb.providend.com/2026-market-outlook-explained-key-insights-and-practical-guidance-for-investors/]]></guid>
			<link><![CDATA[https://25feb.providend.com/2026-market-outlook-explained-key-insights-and-practical-guidance-for-investors/]]></link>
			<title>2026 Market Outlook Explained: Key Insights and Practical Guidance for Investors</title>
			<pubDate><![CDATA[Mon, 24 Nov 2025 01:24:54 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://25feb.providend.com/how-to-invest-during-high-inflation/]]></guid>
			<link><![CDATA[https://25feb.providend.com/how-to-invest-during-high-inflation/]]></link>
			<title>How to Invest During High Inflation</title>
			<pubDate><![CDATA[Mon, 22 Dec 2025 05:47:21 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://25feb.providend.com/avoiding-the-trap-of-knowing-too-much/]]></guid>
			<link><![CDATA[https://25feb.providend.com/avoiding-the-trap-of-knowing-too-much/]]></link>
			<title>Avoiding the Trap of Knowing Too Much (S4E34)</title>
			<pubDate><![CDATA[Mon, 17 Nov 2025 00:31:44 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://25feb.providend.com/ai-stock-bubble-data-insights/]]></guid>
			<link><![CDATA[https://25feb.providend.com/ai-stock-bubble-data-insights/]]></link>
			<title>Is There an AI Stock Bubble? Insights from our Data Analysis</title>
			<pubDate><![CDATA[Thu, 13 Nov 2025 03:00:32 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://25feb.providend.com/a-mixed-month-to-close-out-an-outstanding-year-december-2025-market-review/]]></guid>
			<link><![CDATA[https://25feb.providend.com/a-mixed-month-to-close-out-an-outstanding-year-december-2025-market-review/]]></link>
			<title> A Mixed Month to Close Out an Outstanding Year: December 2025 Market Review</title>
			<pubDate><![CDATA[Fri, 09 Jan 2026 07:09:24 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://25feb.providend.com/finalising-68-million-legacy-plan-family-trust-letter-of-wishes/]]></guid>
			<link><![CDATA[https://25feb.providend.com/finalising-68-million-legacy-plan-family-trust-letter-of-wishes/]]></link>
			<title>Finalising a $68 Million Legacy Plan with a Family Trust and Letter of Wishes (S4E20)</title>
			<pubDate><![CDATA[Wed, 12 Nov 2025 01:16:19 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://25feb.providend.com/venezuela-in-focus-political-developments-and-market-implications/]]></guid>
			<link><![CDATA[https://25feb.providend.com/venezuela-in-focus-political-developments-and-market-implications/]]></link>
			<title>Venezuela in Focus: Political Developments and Market Implications</title>
			<pubDate><![CDATA[Wed, 07 Jan 2026 16:24:09 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://25feb.providend.com/selecting-ideal-trustee-68-million-estate-legacy-plan/]]></guid>
			<link><![CDATA[https://25feb.providend.com/selecting-ideal-trustee-68-million-estate-legacy-plan/]]></link>
			<title>Selecting the Ideal Trustee for a $68 Million Estate and Legacy Plan (S4E19)</title>
			<pubDate><![CDATA[Wed, 12 Nov 2025 01:15:58 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://25feb.providend.com/protecting-wealth-family-harmony-legacy-plan/]]></guid>
			<link><![CDATA[https://25feb.providend.com/protecting-wealth-family-harmony-legacy-plan/]]></link>
			<title>Protecting Wealth and Family Harmony in a $68 Million Estate &#038; Legacy Plan (S4E18)</title>
			<pubDate><![CDATA[Wed, 12 Nov 2025 01:15:27 +0000]]></pubDate>
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			<title>Home</title>
			<pubDate><![CDATA[Mon, 03 Jul 2023 03:54:00 +0000]]></pubDate>
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